HOA Foreclosure

What is an HOA foreclosure?

HOA foreclosure is the legal process an association can use to recover unpaid dues or fees by forcing the sale of a homeowner’s property. It is typically a last resort after months of delinquency and failed collection attempts. Laws governing this process vary by state.

Why is HOA foreclosure important?

While it’s a tough step, it reinforces the importance of dues to the community’s financial health. Allowing chronic nonpayment without consequence can strain the budget and unfairly shift the cost burden onto paying members. Foreclosure is not about punishment. It is about protecting the association.

How can you use “HOA foreclosure” in a sentence?

If you leave your dues unpaid for too long, that lien on your house will turn into an HOA foreclosure.