HOA financial software, from collecting dues to balanced books.

Invoice every unit, take payments online, code and reconcile every transaction, pay vendors on schedule, and hand the board clean reports. Or let our team take care of the books with our Bookkeeping Services add-on.

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4.7 stars from 1,000+ reviews on G2 and Capterra · 6,000+ communities
PayHOA Invoices page showing dues collected and each unit’s invoice statusPayHOA Transactions page with a new bank transaction coded to a category for reviewPayHOA Report Packets tab with a monthly board meeting packet of six reports

HOA financial management, all in one place

  • Invoicing & Payments

    Get paid faster

    • Recurring and one-time invoices
    • Automatic payment reminders
    • Payments processed by Stripe
    • Payments post to your books

  • Accounting

    Simple, robust GL accounting

    • Cash or accrual
    • Bank reconciliation built in
    • Your own chart of accounts
    • Journal entries and splits

  • Budgets & Reports

    Professional reports for your board

    • 40+ reports, as PDF or CSV
    • Report packets for the board
    • Cash or accrual statements
    • Budgets that carry forward

  • TreasuryNew

    Money management inside PayHOA12

  • Bank Integrations

    Bank transactions come in on their own

    • More than 15,000 banks
    • Rules code transactions
    • Matches suggested for you
    • Reconcile from the feed

  • Payables & Vendors

    Track bills and pay vendors on schedule

    • A payables inbox
    • Approvals by amount
    • No checkbook needed
    • Vendor records in one place

  • Bookkeeping ServicesAdd-onFrom $199/mo

    Your HOA books, our bookkeeping expertise

    • A dedicated bookkeeper
    • Transactions coded
    • Accounts reconciled
    • A monthly report packet

How it fits together

Every financial feature works from one set of books. When a homeowner pays their invoice, the payment posts to the general ledger and lines up with your bank feed.

  1. Invoicing & Payments

    Bill every unit

    Recurring dues and one-time charges go out in a few clicks, and homeowners pay by ACH, card, or autopay.

  2. Bank Integrations

    The bank feed comes in

    Your bank transactions flow into PayHOA, and your rules code them as they arrive.

  3. Accounting

    The books stay reconciled

    Online payments post to the general ledger on their own, and reconciliation is built in.

  4. Payables & Vendors

    Bills get approved and paid

    Vendor invoices go through your approval rules and are paid on the date you choose.

  5. Budgets & Reports

    The board gets its packet

    Choose from 40+ reports, like budget vs. actual, and bundle the ones your board needs into one PDF with your logo.

Gable, built into PayHOA

Gable works across your finances.

Gable, your community’s AI assistant, answers questions about the association’s finances and drafts the work for your approval.

See what Gable does
  • Answers

    “Did I forget to invoice any units for 2026 dues?”

  • Tasks

    “Use our 2026 actuals to build the 2027 budget. Include CPI increases and flag anything that doesn’t line up with best practices.”

  • Autopilot

    Suggests categories for new bank transactions and leaves them in For review for your approval.

Financial features: common questions

Something else on your mind? Our team is happy to walk you through it.

Talk to our team

Invoicing and online payments, accounting, budgets and reports, bank integrations and payables are part of your PayHOA subscription. Bookkeeping Services is an optional add-on, done by our bookkeepers, starting at $199 a month.

Online payments cost $2.45 per ACH (eCheck) payment and 3.5% + $0.50 per card payment. The fees are charged to the association. Your community can absorb these fees or charge homeowners a convenience fee to cover them.

Yes. PayHOA is complete accounting software made for HOAs and community associations, with cash or accrual accounting, your own chart of accounts, journal entries and built-in bank reconciliation, so you don’t need to keep books anywhere else.

Yes. Link accounts at over 15,000 financial institutions, and new transactions come in automatically, usually at least once a day. You can also upload a CSV or Excel file of your statement at any time.

More than 40, including the balance sheet, profit and loss, budget vs. actual, general ledger and delinquent accounts, for any date range. Bundle the ones you use into one PDF packet with your logo and a cover page.

Yes. Invite them with their own login, and choose read or read-and-write access for each part of your account.

Disclosures

  1. 1

    PayHOA partners with Stripe Payments Company (opens in a new tab) for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. ↩

  2. 2

    PayHOA is a financial technology company, not a bank or a money transmitter. ↩