HOA Lien

What is an HOA lien?

An HOA lien is a legal claim the association places on a homeowner’s property when dues or fees go unpaid. It gives the HOA the right to collect owed money if the property is sold or refinanced. In some cases, it is a step taken before foreclosure.

Why is an HOA lien important?

Liens protect the HOA’s right to collect unpaid dues, which are essential for covering shared expenses. Without them, associations would have limited tools for ensuring fair contributions from all homeowners.

How can you use “HOA lien” in a sentence?

No one wants to do it, but if the dues don’t get paid and the rules are violated, an HOA lien is a last resort option.