Connect your bank accounts and eliminate manual entry.

Link each account in just a few clicks. Our bank integration automatically captures every transaction in PayHOA, and your rules code them as they flow in.

4.7 stars from 1,000+ reviews on G2 and Capterra · 6,000+ communities

The Transactions page in PayHOA for Maple Ridge HOA. The treasurer connects the Reserves account, and new transactions from both accounts arrive in For review, most already coded by rules. PayHOA suggests that a check to the landscaper matches a bill payment already recorded in PayHOA and that an online transfer went to Reserves. The treasurer confirms both, and they leave the review list.

What’s included

Your bank feed, already sorted when you open it.

  • More than 15,000 banks

    Link accounts at over 15,000 financial institutions, and see each bank balance next to your ledger balance, refreshed daily.

  • Rules code transactions

    Your rules assign the category and vendor as transactions arrive, so most of the feed is coded before you look.

  • No double entries

    When a bank transaction matches a bill you already paid or a transfer between your accounts, PayHOA suggests the match, so nothing gets counted twice.

  • Reconcile from the feed

    Cleared transactions are already in PayHOA, so month-end reconciliation means checking boxes, not typing.

Know which checks make up every deposit

Link the check and cash payments you collect to the bank deposit they went into. Your books match your bank, and you can see exactly who paid.

Transfers between your accounts, recorded once

Move money from operating to reserves, and PayHOA recognizes both sides as one transfer instead of an expense and an income.

Even more with Western Alliance Bank

Western Alliance Bank integration

Our direct integration with Western Alliance Bank brings your transactions into PayHOA straight from the bank, every day.

Check images and bank statements

For Western Alliance Bank accounts, check images are attached to the transactions they belong to, and bank statements download from your account list.

Free HOA lockbox for mailed checks

Bank with Western Alliance Bank and get a free lockbox. Mailed checks are deposited for you and, with automatic import on, recorded in PayHOA the next day, so you never open an envelope or make a trip to the bank again.

Gable, built into PayHOA

Gable in Bank Integrations

Gable, your community’s AI assistant, helps you stay on top of every account you connect. Ask which deposits still need linking, or have it match transfers between your accounts. Nothing posts until you approve it.

See what Gable does
  • Answers

    “Which deposits haven’t been linked to homeowner payments yet?”

  • Tasks

    “Match September’s transfers between Operating and Reserves.”

  • Autopilot

    Suggests categories for new bank transactions as they arrive and leaves them for your review.

Questions about Bank Integrations

Something else on your mind? Our US-based team is happy to walk you through it.

Talk to our team

You link each account through a secure connection to your bank. From then on, PayHOA brings in new transactions automatically, and each account shows its bank balance next to its ledger balance.

Automatically, usually at least once a day. Bank balances refresh daily.

Yes. Your whole feed comes in, money in and money out.

Yes. Upload a CSV or Excel file of your statement at any time.

Yes. Match on the description or the amount, assign the category and vendor, and choose whether matching transactions are approved automatically or wait for your review.

Yes. Add each account and its transactions sync into PayHOA, with its own bank and ledger balance.

Yes. Link the payments you recorded to the deposit they went into, right on the Transactions page, so your ledger and your bank tie out.

Transactions from the bank’s daily feed, check images on your transactions, bank statements you can download in PayHOA, and a free lockbox for mailed checks. Open the account, and PayHOA connects it and turns the lockbox on for you.